Discover Your

NextMove Readiness Score

Clarity before you commit.

A free 60-second assessment. Your inputs are securely sent directly to a qualified mortgage adviser who manually reviews your profile to build your personalized readiness report.  

No documents required. No obligation. Just practical insights.

Takes around 60 seconds
Private
h
No Documents
Educational

Who is the NextMove Readiness Score for?

🏠 First Home Buyers

 

🏡 Homeowners

📈 Investors

 

💰 Refinancing

↑ Upsizing

 

↓ Downsizing

How it works: Because we don’t believe in generic robot-generated advice, your answers are sent to an affiliated mortgage adviser for a manual review. Your custom score and readiness breakdown will be emailed to you within 1- 2 business hours.

What You’ll Receive

 

When you complete the assessment you’ll receive:

 

✅ Human-Verified NextMove Readiness Score™

 An overall readiness rating calculated personally by a qualified adviser based on real-world lending criteria

 

✅ A breakdown of your current readiness

See how you score across key areas with commentary around positioning.

 

✅ Custom Adviser notes

Direct feedback from an adviser highlighting areas to strengthen before applying for a loan.

 

✅ The opportunity to book a complimentary review

Discuss your results with a mortgage adviser. Booking link in every report to discuss your results with an adviser.

 

NextMove Readiness Score™
Name
Enter phone number here
Enter your target purchase price, or your current mortgage balance if you're refinancing.
Credit Confidence
How would you describe your recent account conduct?
For example, KiwiSaver, existing mortgage, gifted deposit, visa status, recent job change, or anything else that may help us personalise your assessment.

By clicking the button above, you agree that your information will be shared securely with Guardian Smith for the purpose of verifying your assessment metrics and delivering your report.

Your Privacy Matters

We only collect the information you provide to deliver your home ready score™ and follow up if you choose to hear from us. You can read our full Privacy Policy here

Deposit Position

Your savings and funding progress

Income Position

Your household income stability

Budget Alignment

How your goals align with your current circumstances

Financial Habits

Your credit history and banking behaviour

Purchase Readiness

Your timeline and level of preparation

The score is intended to help you understand your current level of preparation and identify topics worth discussing with an adviser.

Quick Note

The NextMove Readiness Score™ is an educational tool designed to help you better understand some of the common factors involved in preparing to buy a home.

It isn’t financial advice, a lending assessment or a lending decision. A qualified mortgage adviser can review your personal circumstances and discuss the options available to you.

NextMove Property Intelligence provides the educational framework for this assessment. To ensure financial compliance, all financial data validation and scoring metrics are handled exclusively by our founder, Chris Thompson, a registered financial adviser operating under Guardian Smith. Check out our full disclosure on our Legal, Privacy & Disclosures page. Link at the bottom of the page.