NextMove Property Intelligence
Discover Your NextMove Readiness Score
A free assessment that takes about 60 seconds. Your answers are sent securely to a qualified mortgage adviser, who personally reviews your profile and score to build your personalised readiness report.
No documents required. No obligation. Just practical insights.
Get My NextMove Readiness Score
Around 60 seconds | Private | No documents | Educational
Who it is for
Built for every stage of the property journey
First Home BuyersHomeownersInvestorsRefinancingUpsizingDownsizing
How it works
Three steps, reviewed by a real adviser
01
Complete the assessment
Answer a short set of questions about your situation. It takes about 60 seconds and no documents are required.
02
Adviser review
This is not generic, automated advice. The scoring system was built by our founder, Chris Thompson, who personally reviews every score that is submitted.
03
Receive your report
Your custom score and readiness breakdown are emailed to you within 2 hours, Monday to Friday, 8am to 8pm.
What the score looks at
Five areas that shape your readiness
The score reviews five areas that commonly matter when preparing for a home loan. Your adviser looks at each one, and your report shows how you sit across all five.
The score is intended to help you understand your current level of preparation and identify topics worth discussing with an adviser.
Your savings and funding progress. Lenders look at how much you have saved and where the funds have come from.
Your household income stability. Lenders look at how regular and reliable your income is, not only how much it is.
How your goals align with your current circumstances. This compares the home you have in mind with what your situation currently supports.
Your credit history and banking behaviour. Lenders review how you manage credit and everyday accounts.
Your timeline and level of preparation. This looks at how ready you are to move once the right property appears.
What you will receive
Your report, personally prepared
When you complete the assessment you will receive:
Human-Verified NextMove Readiness Score™
An overall readiness rating reviewed personally by a qualified adviser based on real world lending criteria.
A breakdown of your current readiness
See how you score across key areas, with commentary around your positioning.
Custom adviser notes
Direct feedback from an adviser highlighting areas to strengthen before applying for a loan.
The opportunity to book a complimentary review
Discuss your results with a mortgage adviser. Every report includes a booking link.
Get your score
Start your assessment
It takes about 60 seconds. No documents required.
By clicking the button above, you agree that your information will be shared securely with Guardian Smith for the purpose of verifying your assessment metrics and delivering your report.
Your Privacy Matters
We only collect the information you provide to deliver your NextMove Readiness Score™ and follow up if you choose to hear from us. You can read our full Privacy Policy here
Quick Note
The NextMove Readiness Score™ is an educational tool designed to help you better understand some of the common factors involved in preparing to buy a home.
It isn’t financial advice, a lending assessment or a lending decision. A qualified mortgage adviser can review your personal circumstances and discuss the options available to you.
NextMove Property Intelligence provides the educational framework for this assessment. To ensure financial compliance, all financial data validation and scoring metrics are reviewed exclusively by our founder, Chris Thompson, a registered financial adviser operating under Guardian Smith. Check out our full disclosure on our Legal, Privacy & Disclosures page. Link at the bottom of the page.
Common questions
Good to know before you start
Is the NextMove Readiness Score really free?
Yes. The assessment is free, it carries no obligation, and no documents are required.
Who sees my answers?
Your answers are sent securely to a qualified mortgage adviser at Guardian Smith, who personally reviews them to build your report. We only collect the information you provide to deliver your score and follow up if you choose to hear from us.
Is my score generated by a computer?
Yes, your score is first generated automatically from your answers. It is then checked for accuracy and adjusted where needed by Chris Thompson, a qualified financial adviser, every time.
How long until I receive my report?
Your custom score and readiness breakdown are emailed to you within 2 hours, Monday to Friday, 8am to 8pm.
Is this financial advice?
No. The NextMove Readiness Score is an educational tool. It is not financial advice, a lending assessment or a lending decision. A qualified mortgage adviser can review your personal circumstances and discuss the options available to you.
What happens after I receive my report?
Every report includes a booking link, so you can choose to discuss your results with a mortgage adviser. There is no obligation to do so.