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NextMove Education HubA note on this content: Everything in the Education Hub is written to help you understand how property buying, KiwiSaver, and home loans work in general terms. It’s educational only and does not take into account your personal financial situation, so it does not constitute personalised financial advice. Before making any financial decisions, we’d recommend speaking with a licensed financial adviser who can look at your circumstances directly. For full details on how our content and services work, see our Privacy, Disclosure & Legal page.
Is Papanui Worth Buying in 2026?
Is Papanui worth buying in 2026 if you want shops, schools and a fast-moving market? Papanui does not have Fendalton's address prestige or Merivale's boutique retail. What it has is a full town centre, one of the South Island's largest malls and quick selling times....
Is Your Owner-Occupier Home an Asset? It Depends
Is your owner-occupier home an asset? Most homeowners would say yes without a second thought. The answer changes once you look at what the property pays you each month. The mortgage behind it matters too. Most of the time, a home does grow in value like an asset. It...
Is Johnsonville Worth Buying In 2026?
Is Johnsonville worth buying in 2026? If you want a Wellington City address with a train line to the CBD and a price well below the city average, keep reading. Johnsonville has never been Wellington's glamour suburb, and it has never tried to be. What it offers is...
Are Personal Loans Really as Bad as People Say?
“I've got a personal loan, so I'm guessing I'm not even close to being able to apply.” I hear a version of this most weeks. Personal loans and mortgage applications aren't as black and white as the stigma suggests. Whether a personal loan helps or hurts your mortgage...
Is There Really Such a Thing as “Good Debt”?
I had a client tell me recently she'd been putting off applying for a mortgage for two years. She had a student loan and figured that alone would kill her application. It didn't come up as an issue at all. Meanwhile, a much smaller personal loan she'd forgotten about...
What’s Really Holding You Back? (It’s Probably Not What You Think)
Before we get into it: this article is general information only and doesn't take into account your personal financial situation, goals, or needs. It shouldn't be treated as financial advice. For guidance specific to your circumstances, talk to a licensed financial...
Is Sandringham Worth Buying In 2026?
Is Sandringham worth buying in 2026? If you want central Auckland on a smaller budget, keep reading. This suburb won't give you Mount Eden's grammar zone shine or Ponsonby's villa price tag. What it gives you instead is something rarer: a real village feel close to...
Understanding Your Credit Score and How Banks Actually Read It
I talk to buyers about credit scores every week. Most know it matters. Very few understand how to read it. In some countries, you build credit by taking on debt. Apply for a credit card or a car loan, and your score climbs from there. New Zealand works differently....
Green Island Property Market: Worth Buying Into in 2026?
Green Island sits on Dunedin’s southern edge, one of the city’s larger suburbs by housing stock. Much of it was built through the 1950s, giving it an older, more established feel than newer suburbs. It borders Abbotsford, Concord and Burnside, with the Kaikorai Valley...
How Banks Actually Assess Your Income (And Why Two People on the Same Salary Can Borrow Different Amounts)
I speak to a lot of clients every day, and one of the biggest surprises for them is finding out that two people on the exact same salary can walk away from the same bank with very different amounts they're able to borrow. It's not about how much you earn. It's about...
How NextMove Helps You Close the Gap
Over the past three articles, we’ve looked at what buyer readiness actually means, how to prepare in practical stages, and why the knowledge gap in today’s market matters more than it used to. This final article brings it all together. How NextMove’s free tools are...
Kelvin Grove Property Market: Worth Buying Into in 2026?
Kelvin Grove is one of Palmerston North’s largest residential suburbs, the third largest in the city by housing stock. It was built out substantially over the 2000s and shaped by a wave of newer subdivisions. This make it a genuinely different proposition from the...