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Could Your Car Loan Be Quietly Costing You a Mortgage?

by Chris | Oct 9, 2026 | Buying Guides, Mini Series - Financial Services

Could your car loan and mortgage plans be pulling in opposite directions? A client of mine financed a new car six months before we talked about her home loan. That one decision sat between the amount she wanted to borrow and the amount she qualified for. Vehicle...

Is Your Owner-Occupier Home an Asset? It Depends

by Chris | Oct 2, 2026 | Buying Guides, Mini Series - Financial Services

Is your owner-occupier home an asset? Most homeowners would say yes without a second thought. The answer changes once you look at what the property pays you each month. The mortgage behind it matters too. Most of the time, a home does grow in value like an asset. It...

Are Personal Loans Really as Bad as People Say?

by Chris | Sep 25, 2026 | Buying Guides, Mini Series - Financial Services

“I’ve got a personal loan, so I’m guessing I’m not even close to being able to apply.” I hear a version of this most weeks. Personal loans and mortgage applications aren’t as black and white as the stigma suggests. Whether a personal loan helps...

Is There Really Such a Thing as “Good Debt”?

by Chris | Sep 18, 2026 | Buying Guides, Mini Series - Financial Services

I had a client tell me recently she’d been putting off applying for a mortgage for two years. She had a student loan and figured that alone would kill her application. It didn’t come up as an issue at all. Meanwhile, a much smaller personal loan...

What’s Really Holding You Back? (It’s Probably Not What You Think)

by Chris | Sep 17, 2026 | Buying Guides, Mini Series - Financial Services

Before we get into it: this article is general information only and doesn’t take into account your personal financial situation, goals, or needs. It shouldn’t be treated as financial advice. For guidance specific to your circumstances, talk to a licensed...

What Are the Most Common Mortgage Mistakes First Home Buyers Make?

by Chris | Jul 10, 2026 | Mini Series - Financial Services

Most first-home buyers make at least one mistake during the mortgage process. That’s not a criticism. It reflects how complex the process is and how little formal education most people receive before they need to navigate it. The good news is that most of these...
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