by Chris | Oct 9, 2026 | Buying Guides, Mini Series - Financial Services
Could your car loan and mortgage plans be pulling in opposite directions? A client of mine financed a new car six months before we talked about her home loan. That one decision sat between the amount she wanted to borrow and the amount she qualified for. Vehicle...
by Chris | Oct 2, 2026 | Buying Guides, Mini Series - Financial Services
Is your owner-occupier home an asset? Most homeowners would say yes without a second thought. The answer changes once you look at what the property pays you each month. The mortgage behind it matters too. Most of the time, a home does grow in value like an asset. It...
by Chris | Sep 25, 2026 | Buying Guides, Mini Series - Financial Services
“I’ve got a personal loan, so I’m guessing I’m not even close to being able to apply.” I hear a version of this most weeks. Personal loans and mortgage applications aren’t as black and white as the stigma suggests. Whether a personal loan helps...
by Chris | Sep 18, 2026 | Buying Guides, Mini Series - Financial Services
I had a client tell me recently she’d been putting off applying for a mortgage for two years. She had a student loan and figured that alone would kill her application. It didn’t come up as an issue at all. Meanwhile, a much smaller personal loan...
by Chris | Sep 17, 2026 | Buying Guides, Mini Series - Financial Services
Before we get into it: this article is general information only and doesn’t take into account your personal financial situation, goals, or needs. It shouldn’t be treated as financial advice. For guidance specific to your circumstances, talk to a licensed...
by Chris | Sep 9, 2026 | Buying Guides
I talk to buyers about credit scores every week. Most know it matters. Very few understand how to read it. In some countries, you build credit by taking on debt. Apply for a credit card or a car loan, and your score climbs from there. New Zealand works differently....
