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The Knowledge Gap in Today’s Market, and Why It Matters

by Chris | Aug 14, 2026 | Buying Guides, NextMove Explained

The first home buyer knowledge gap NZ advisers are increasingly talking about isn’t about affordability, it’s about confidence. Market conditions for first home buyers in 2026 are quite favourable: interest rates have eased considerably from their 2023 to...

The Kāinga Ora First Home Loan: How It Works with KiwiSaver and Second-Chance Withdrawals

by Chris | Aug 12, 2026 | Buying Guides

If KiwiSaver is the first piece of the deposit puzzle, the Kāinga Ora First Home Loan is usually the second. Used together, they are the most common pathway first-home buyers use to get into the market with less than a standard 20% deposit. This article builds on our...

How to Prepare for Home Ownership: A Practical Timeline

by Chris | Aug 7, 2026 | Buying Guides, NextMove Explained

Our previous article looked at what buyer readiness actually means across financial, informational, and practical dimensions. This one gets concrete: how to prepare for home ownership, in what order, and how long each stage takes. Timelines vary buyer to buyer. The...

What Does ‘Buyer Ready’ Actually Mean?

by Chris | Jul 31, 2026 | Buying Guides, NextMove Explained

Ask ten people what it means to be ‘buyer ready’ and most will say some version of ‘having a big enough deposit’. That is part of it, but only part. Deposit size is the easiest thing to picture, which is exactly why it dominates the...

What Are the Most Common Mortgage Mistakes First Home Buyers Make?

by Chris | Jul 10, 2026 | Mini Series - Financial Services

Most first-home buyers make at least one mistake during the mortgage process. That’s not a criticism. It reflects how complex the process is and how little formal education most people receive before they need to navigate it. The good news is that most of these...
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