by Chris | Jul 29, 2026 | Buying Guides
KiwiSaver comes up in almost every conversation about buying a first home in New Zealand, but a surprising number of members do not fully understand how their own scheme works. That matters, because the intricacies (contribution rates, government contributions, and...
by Chris | Jul 10, 2026 | Mini Series - Financial Services
Most first-home buyers make at least one mistake during the mortgage process. That’s not a criticism. It reflects how complex the process is and how little formal education most people receive before they need to navigate it. The good news is that most of these...
by Chris | Jun 26, 2026 | Buying Guides, Mini Series - Financial Services
Getting pre-approved for a mortgage is an important milestone, but it’s just the beginning. Between pre-approval and collecting the keys, there are several distinct stages, each with its own requirements and potential complications. Knowing what’s coming...
by Chris | Jun 19, 2026 | Mini Series - Financial Services
Every mortgage borrower faces the same decision: Fixed vs Floating? Either fix the interest rate, leave it floating, or split it across both. The implications for your repayments, your flexibility, and your total interest cost over time are more significant than they...
by Chris | Jun 17, 2026 | Suburb Spotlight
Halswell, Christchurch has been doing something quietly interesting over the past two years. While Auckland has continued to work through its correction and Wellington has remained subdued, Canterbury has been building a case for itself as one of New Zealand’s...