by Chris | Aug 7, 2026 | Buying Guides, NextMove Explained
Our previous article looked at what buyer readiness actually means across financial, informational, and practical dimensions. This one gets concrete: how to prepare for home ownership, in what order, and how long each stage takes. Timelines vary buyer to buyer. The...
by Chris | Jul 31, 2026 | Buying Guides, NextMove Explained
Ask ten people what it means to be ‘buyer ready’ and most will say some version of ‘having a big enough deposit’. That is part of it, but only part. Deposit size is the easiest thing to picture, which is exactly why it dominates the...
by Chris | Jul 10, 2026 | Mini Series - Financial Services
Most first-home buyers make at least one mistake during the mortgage process. That’s not a criticism. It reflects how complex the process is and how little formal education most people receive before they need to navigate it. The good news is that most of these...
by Chris | Jun 24, 2026 | Buying Guides
Spend any time browsing Trade Me or OneRoof and you will notice that not every property lists a price. Some say Deadline Sale. Others say Tender. Some say Price by Negotiation, or just POA. For a first home buyer trying to work out what they can and cannot afford, the...
by Chris | Jun 5, 2026 | Buying Guides, Mini Series - Financial Services
Loan-to-value ratio, or LVR, is one of the most commonly used terms in New Zealand mortgage lending. It’s also one of the most frequently misunderstood. Getting a clear picture of what LVR means and how it shapes your borrowing options is foundational to...
